Music is a language and different people who come along are each using that language to do something different, but all coming at it in a similar vein inasmuch as it's always community based and for the most part nonprofit. Most bands don't ever come within a mile of profit - clearly these people are not playing music to make money.
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People assume I'm out there having this great life, but money doesn't erase the pain. When you're young you barrel through life, making choices without thinking of repercussions. A few years down the line, you wake up in a certain place and wonder how the hell you got there.
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If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.
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